What is Elder Law and how can it help you?

Elder Law concentrates solely on the needs of the elderly as they make the transition to their retirement and life after retirement. The purpose of Elder Law Planning is to prepare the elderly for financial freedom and autonomy through proper financial planning and long-term care options. In doing this, those unexpected pit falls are not so difficult to face. Understanding that you are financially covered, and knowing you are prepared, is one less worry especially during a medical emergency.

Through our own professional and personal experiences, we understand the difficult questions one faces regarding finances, health, and the needs of the family after death. Confronting these issues is an essential and important part of providing the peace of mind for you and your family. Here at Stone Law Group, P.L. we offer a variety of services that can assist you in planning for the future.

Some things to know

Medicaid is deemed one of the most complicated and intricate laws of the United States, further confusing matters, each state has their own select version of Medicaid. We have studied the Medicaid statutes and regulations and are able to assist clients.

For instance, here is a quick glance of what Medicaid will pay for:

Assisted Living Facilities

Medicaid DOES pay for Assisted living facility care with the following programs: • Assistive Care Services • Assisted Living for the Elderly • Medicaid Waiver

Nursing Homes

Medicaid DOES pay for (LTC) Long Term Care in nursing homes with the following program: Medicaid Institutional Care Program (ICP). Unlike Medicare, Medicaid can pay for custodial care for an unlimited time period.

Home Health Agencies

Medicaid DOES pay for LTC for home care from: • (HHA) Home Health Agencies/Nurse Registries • Skilled Health Care-given by RNs and LPNs • Personal Care-given by HHA • Homemaker/Companion Agencies

Medicaid has several programs under home and Community Based Services to help individuals stay at home. However, in the event you or your family member are faced with the possibility of Long Term Care expenses, there are certain rules that you should be aware of. Call to make an appoint to talk to our specialist so that we can determine how we can assist you or your loved one.
Stone Law Group is dedicated to assisting our elderly and their families. Whether it is Medicaid and Crisis Nursing Home Planning, contemplating the future and how to leave a legacy for the family, or planning for a loved one with special needs. The Stone Law team takes great pride in providing legal services in a kind and compassionate manner.


Income Limit: $2,742.00
Asset Limit: $2,000.00

Community Spouse

Income Limit: None
Asset Limit: $148,620.00

State Income Limits

Monthly Income Cap: $2,742.00
Personal Needs Allowance: $130.00
Home Equity Limit: $688,000.00
Life Insurance Face Value: $2,500,00
Burial Savings Account Limit: $2,500.00
*Figures as of January 1, 2023

Income and asset amounts over the above limits do not immediately disqualify an individual from obtaining Medicaid. Please contact our office to schedule a consultation to discuss your options.